CALCULATORS • INVESTMENT
Fixed Deposit Calculator
Check the maturity amount on a bank deposit.
Guaranteed outcomes
Calculate exactly what your bank deposit will yield on maturity.
ABOUT THIS CALCULATOR
What is the Fixed Deposit Calculator?
A Fixed Deposit (FD) is one of the safest and most popular investment avenues in India. You deposit a lump sum amount with a bank for a fixed tenure at a pre-determined interest rate. It guarantees capital protection and assured returns, making it perfect for conservative investors or short-term parking of funds.
Calculator Details
Adjust the values below to see your personalized results.
₹
₹5 K₹5 Cr
Per year, as quoted by the bank
%
1%12%
yr
1 yr20 yr
Interest added back
Most banks compound a cumulative FD every quarter
Maturity amount
₹7,07,389
Deposit₹5,00,000
Interest earned₹2,07,389
Period5 years
Tip: An FD is for money you may need soon, or the part of your savings you do not want exposed to the market.
What this calculation assumes
- The deposit runs to maturity. Breaking an FD early usually means a lower rate and a penalty.
- Interest is added back to the deposit at the frequency you pick (a cumulative FD). If your bank pays the interest out, the maturity amount will be the deposit itself.
- TDS and income tax on the interest are not deducted — FD interest is taxed at your slab rate.
- Senior citizens are usually offered a slightly higher rate; set it above if it applies.
The result is an estimate to help you plan. Your bank, insurer or fund house will confirm the exact figures, and market-linked returns are never guaranteed.
Want this checked for your own case?
Send us your numbers and we will walk you through the options — there is no fee for the advice.