CALCULATORS • PLANNING
Child Education Planner
See tomorrow's fee, and what to save from this month.
Project inflated fees
See what today's degree will actually cost in 15 years.
ABOUT THIS CALCULATOR
What is the Child Education Planner?
The cost of premium education in India and abroad is inflating at a staggering 10-12% annually—much faster than general inflation. A Child Education Planner helps you project the future cost of higher education and gives you an exact monthly investment plan to ensure funds are ready when your child is.
Calculator Details
Adjust the values below to see your personalized results.
yr
017
When the fee has to be paid
yr
530
₹
₹1 L₹5 Cr
Per year, until admission
%
2%15%
%
4%18%
₹
₹0₹5 Cr
Monthly SIP needed
₹14,692
Years until admission14 years
Cost today₹20,00,000
Cost at admission₹58,74,387
Existing savings grow to₹0
Still to be built₹58,74,387
Tip: Pair this with a term plan: if something happens to you, the cover keeps the education fund on track.
What this calculation assumes
- The course fee rises every year until admission. Education costs have generally risen faster than everyday prices, which is why this rate is set separately.
- The whole amount is needed in one go at admission. If the fee is paid over three or four years, the figure here is on the safe side.
- Money already set aside earns the same return as the new investment.
- Hostel, travel and living costs are not included unless you add them to the cost today.
The result is an estimate to help you plan. Your bank, insurer or fund house will confirm the exact figures, and market-linked returns are never guaranteed.
Want this checked for your own case?
Send us your numbers and we will walk you through the options — there is no fee for the advice.